A House Reference
A working reference covering the 4 Cs, shape and cut styles, fancy-color diamonds, fluorescence, treatments, and certification - what traders actually need on the floor.
The F. BINSABBAR Promise
Every diamond F. BINSABBAR places into a Creation has cleared a strict house brief - natural origin, untreated, certified by the world's most rigorous laboratory, and traceably sourced. Below is what that means in practice.
Every stone is earth-formed. We do not source, broker, or set lab-grown diamonds under any circumstance.
No HPHT, irradiation, fracture filling, laser drilling, or coatings. Every characteristic on the cert is the diamond's own.
Every stone arrives with a verifiable report from a leading laboratory - GIA, HRD, or AGS - chosen for whichever grades the stone most rigorously. We never accept lenient certs.
Excellent Cut, Excellent Polish, Excellent Symmetry - the benchmark for brilliance. Fancy shapes are vetted to comparable proportion standards.
Kimberley Process compliant, sourced through long-standing trade partners with documented chain of custody.
Every cert, every measurement, every plot is shared in full with our clients. Nothing is hidden, nothing is hedged.
Diamonds are graded across four characteristics - Carat, Color, Clarity, and Cut. Of these, Cut is the only one that depends on the cutter's skill rather than the rough; the other three are intrinsic to the stone.
1 carat (ct) = 200 mg (0.2 g) = 100 points. Carat is weight, so two stones at the same carat can look different sizes depending on cut depth. Common trade ladder: 0.30 · 0.50 · 0.70 · 1.00 · 1.25 · 1.50 · 2.00 · 3.00+. The whole and half-carat marks ("magic sizes") carry a 5-15% premium over the carat just below - a 0.99ct is structurally identical to a 1.00ct but often 10% cheaper.
The GIA scale runs from D (absolutely colorless, rarest) to Z (light yellow). Below Z, the diamond moves into the fancy-color scale (see below). The shift across the scale is gradual - most untrained eyes can't tell D from G, but H from K is visible side by side.
| Grade | Band | Trade notes |
|---|---|---|
| D-F | Colorless | Premium tier. Face-up white in any metal. |
| G-J | Near colorless | Sweet spot for value. Reads white in white metals. |
| K-M | Faint | Warm tint visible. Pairs well with yellow / rose gold. |
| N-R | Very light | Yellow tint apparent face-up. |
| S-Z | Light | Distinct yellow. Below Z = "fancy yellow." |
Graded under 10× magnification by trained graders. Position of an inclusion matters as much as the grade - a central SI1 is more visible than a girdle-edge SI2.
| Grade | Meaning | Trade notes |
|---|---|---|
| FL | Flawless | No inclusions or blemishes under 10×. Investment tier. |
| IF | Internally flawless | Surface blemishes only; no internal inclusions. |
| VVS1 · VVS2 | Very very slight inclusions | Hard to find at 10× even by trained graders. |
| VS1 · VS2 | Very slight | Eye-clean; visible at 10× but not face-up. |
| SI1 · SI2 | Slight inclusions | Sweet spot. Often eye-clean depending on position. |
| I1 · I2 · I3 | Inclusions | Visible to the unaided eye. Generally avoided for retail. |
The most important C for brilliance. GIA grades cut for round-brilliants as Excellent · Very Good · Good · Fair · Poor. "Triple Excellent" = Excellent Cut + Excellent Polish + Excellent Symmetry - the benchmark for top-tier rounds, commanding 5-10% premium over single-Excellent.
Light enters the table, reflects off the pavilion at the critical angle, and exits the top as fire and brilliance.
Light enters but leaks out the pavilion bottom - the stone looks dark and "lifeless" face-up.
Fancy shapes are not Cut-graded by GIA. They receive only Polish + Symmetry grades. Judge cut quality on fancy shapes via L/W ratio (see Shapes below), table %, depth %, bow-tie severity (ovals/pears/marquises), and window / fish-eye effects on shallow stones.
Diamonds are cut in brilliant, step, or mixed styles. Brilliant cuts (round, oval, pear, marquise, heart, cushion, radiant) prioritise fire and scintillation. Step cuts (emerald, asscher, baguette) emphasise clarity and a "hall-of-mirrors" optical effect.
58 facets. The benchmark for brilliance and ~75% of diamonds sold.
L/W 1.00Elongated brilliant. Face-up larger than an equal-carat round. Watch for bow-tie.
L/W 1.35-1.50Teardrop with rounded shoulders and a pointed tip. Point worn down toward fingertip.
L/W 1.45-1.55Pillow-square with bulging sides and rounded corners. "Crushed-ice" or "chunky-flash" facet styles.
L/W 1.00-1.15Rectangular step cut with cut corners. "Hall-of-mirrors" flash; shows inclusions - buy VS2+ to stay eye-clean.
L/W 1.30-1.45Square step cut with Art Deco geometry. Same eye-clean caveat as emerald - bottom-tier clarity shows.
L/W 1.00-1.05Lens shape with two pointed ends. Gives the largest face-up size per carat of any cut.
L/W 1.85-2.10Symmetric two-lobed brilliant. Lobe symmetry is critical - uneven hearts read as flawed.
L/W 0.95-1.05Octagonal outline with brilliant faceting. Combines emerald's shape with round-brilliant fire.
L/W 1.00-1.50Square brilliant with sharp corners. Set with protective V-prongs to prevent corner chipping.
L/W 1.00-1.05Below Z on the regular color scale, or in any non-yellow/brown hue, diamonds are graded on the fancy color scale. Color is evaluated on three axes: hue (the actual color), tone (lightness/darkness), and saturation (intensity of the hue).
Reads left to right from least to most saturated. The same hue at "Fancy Vivid" can cost 5-10× the price of "Fancy Light."
Approximate hue palette below. Actual stones vary by tone + saturation. Many fancy colors result from trace elements (boron → blue, nitrogen → yellow), structural defects (pink, brown), or natural irradiation (green).
Nitrogen-rich (Type Ia). Most common fancy color.
Marketed as Champagne or Cognac. Plentiful supply.
Plastic deformation. Argyle mine (closed 2020) drove supply.
Boron-rich (Type IIb). Rare and conductive.
Natural radiation exposure. Often surface-only - origin matters.
Nitrogen + structural. Pure orange is exceptionally rare.
The rarest. Fewer than 30 GIA-certified pure reds exist.
Plastic deformation + hydrogen. Often modified pink-purple.
Hydrogen-rich. Often blue-gray or violet-gray modified.
Heavy graphite inclusions. Opaque; not transparent like other fancies.
Many off-white diamonds are treated to enhance or change color. Common methods:
Natural-color stones command a steep premium over treated equivalents - often 3-10× depending on hue. Always require origin-of-color disclosure on the cert.
Fewer than 2% of all natural diamonds qualify as Type IIa - the chemically purest form of diamond, with no measurable nitrogen impurities. They are also the most highly prized. Many of the world's most famous historical stones are Type IIa: the Cullinan, the Koh-i-Noor, the Lesedi La Rona, the Graff Pink (a rare Type IIa pink).
Most diamonds (Type Ia) contain trace nitrogen aggregated through the crystal lattice. Type IIa stones formed under conditions that excluded nitrogen almost entirely - they are essentially pure carbon. The result is a stone that often face-up brighter than its color grade alone would predict, with exceptional optical transparency to UV.
| Factor | Type Ia (~98% of natural) | Type IIa (<2%) |
|---|---|---|
| Nitrogen content | Present (aggregated) | Virtually none |
| UV transparency | Absorbs short-wave UV | Transmits short-wave UV |
| Fluorescence | Often blue | Usually inert |
| Premium vs comparable Type Ia | baseline | +15-30% |
| Historical association | - | Most famous historical diamonds |
About 25-35% of natural diamonds fluoresce under long-wave UV (commonly blue). GIA grades fluorescence as None · Faint · Medium · Strong · Very Strong.
| In a D-F stone | In a G-J stone | In a K-M stone |
|---|---|---|
| Slight discount; "Strong Blue" can cause an oily / hazy look in sunlight (the "overblue" effect). | Roughly neutral. Doesn't materially affect appearance or price. | Often a plus - blue fluorescence masks faint yellow tint, making the stone face-up whiter. |
Test in daylight + UV before buying. Maybe 1 in 10 strong-fluorescent stones shows the haze problem; the rest are fine.
All treatments must be disclosed on the cert. Treated stones are legitimate inventory at the right price - but never sell as natural.
| Treatment | Targets | Permanence | Trade impact |
|---|---|---|---|
| HPHT | Color: brownish → near-colorless; or saturates fancy yellows/greens | Permanent | ~30-50% discount vs natural-color equivalent |
| Irradiation | Color: produces blue, green, sometimes other hues | Permanent | ~50-70% discount vs natural fancy color |
| Laser drilling | Clarity: removes dark crystal inclusions via drilled channel | Permanent (channel visible at 10×) | ~10-20% discount |
| Fracture filling | Clarity: glass fills feathers/cracks to improve clarity appearance | Reversible (heat / acid) | ~30-40% discount; not GIA-graded |
| Coating | Color: pavilion film changes apparent color | Not durable | Heavily discounted; rarely retail-grade |
Always trade on cert. Without one, every stone is a guess. The major labs differ in grading strictness and what they grade.
| Lab | Headquarters | Strictness | Trade notes |
|---|---|---|---|
| GIA | USA | Strictest | The gold standard. Highest re-sale recognition. Grades all 4 Cs + plot. |
| AGS | USA | Strict, cut-focused | Light-performance based cut grade. Closed grading lab 2022; legacy certs only. |
| HRD | Belgium | Slightly looser than GIA | European trade standard. Often 1 grade higher on color vs GIA for the same stone. |
| IGI | Belgium / India / USA | Looser than GIA | Wide global presence, mainstream retail acceptance. Grades often run 1 level above GIA on color or clarity. |
| EGL | Various (no single entity) | Most lenient | Grades often 2 levels above GIA. Discount accordingly. |
Always verify the cert. GIA: gia.edu/report-check · IGI: igi.org/reports · HRD: hrdantwerp.com.
A GIA report (or any major lab cert) is a structured technical document. Each section answers a specific question about the stone. Here's the trader's read.
| Field | What it tells you |
|---|---|
| Report number | Unique 9-10 digit identifier. Verifiable on the lab's online lookup. Always cross-check before purchase. |
| Grading date | When the stone was graded. Reports older than 5-10 years may warrant re-grading, especially if the stone has changed owners. |
| Shape & cutting style | e.g. "Round Brilliant", "Pear Modified Brilliant", "Emerald Step Cut". The cutting style modifier matters for fancy shapes. |
Three numbers in millimetres: length × width × depth. For round brilliants the report shows min-max diameter (round stones aren't perfectly circular). Compute L/W ratio yourself and cross-check against the shape's ideal range.
A side-view illustration of the stone with the key proportions labelled. Watch these:
| Metric | Excellent-cut ideal (rounds) |
|---|---|
| Table % | 54-58% |
| Depth % | 59-62.5% |
| Crown angle | 33.7°-35.8° |
| Pavilion angle | 40.6°-41.0° |
| Girdle thickness | Thin to Slightly Thick |
| Culet | None or Very Small |
Top + side-view diagrams of the stone with inclusions and blemishes marked. Red marks are internal inclusions; green marks are external blemishes (naturals, polish lines). Two stones with the same clarity grade can read very differently depending on where the marks sit - always check the plot, not just the letter.
The plain-English notes the lab adds. Look for:
Most GIA-certified stones have the report number laser-inscribed on the girdle (visible under 10× magnification). Match the inscription to the report number - that's how you confirm the cert is for this stone, not a different stone with a fraudulently-attached cert.
The plot on a cert is a top-and-bottom-view diagram of the stone with inclusions marked. Red = internal inclusions; green = external blemishes.
| Type | What it is | Severity |
|---|---|---|
| Crystal | Mineral crystal trapped inside (garnet, olivine, another diamond) | Visibility depends on color + position |
| Feather | Crack or break inside the stone | Durability risk if near girdle or extending to surface |
| Cloud | Cluster of pinpoints making a hazy area | Can dampen brilliance even when "eye-clean" |
| Needle | Thin long crystal | Usually invisible face-up |
| Pinpoint | Tiny single crystal point | Generally negligible |
| Cavity | Open hole on the surface | Dirt trap; mark down |
| Knot | Crystal that breaks the surface | Can chip; durability concern |
| Twinning wisp | Internal growth distortion line | Usually invisible |
| Indented natural | Original rough surface left on cut stone | Cosmetic only; girdle-only is fine |
The plot is a top + side view diagram showing where inclusions sit. Position matters as much as size - two SI1 stones can look very different.
View available stones
Every loose stone in our atelier is catalogued in real time inside the FB Ambassadors operations app - full 4 Cs, GIA / HRD / AGS report number, measurements, plot, fluorescence, and current reservation status. The list updates the moment a stone is acquired, reserved, or set into a Creation.
Don't have FB Ambassadors access? Email concierge@fbinsabbar.com and we'll set you up.
Trader Access
Indicative per-carat prices across the full GIA matrix - instant calculations by shape, color, clarity, cert, and L/W ratio - plus live SAR per-gram for 24k / 18k gold, platinum 999 / 950, and fine / sterling silver. Access is reserved for verified F. BINSABBAR trade partners.
Trader access requires an approved account - sign-in is enforced. New partners, email the concierge for setup.