A House Reference

About Diamonds

A working reference covering the 4 Cs, shape and cut styles, fancy-color diamonds, fluorescence, treatments, and certification - what traders actually need on the floor.

The F. BINSABBAR Promise

Only the highest standard enters our atelier.

Every diamond F. BINSABBAR places into a Creation has cleared a strict house brief - natural origin, untreated, certified by the world's most rigorous laboratory, and traceably sourced. Below is what that means in practice.

Natural - never synthetic

Every stone is earth-formed. We do not source, broker, or set lab-grown diamonds under any circumstance.

Untreated - never enhanced

No HPHT, irradiation, fracture filling, laser drilling, or coatings. Every characteristic on the cert is the diamond's own.

Best-in-class certification

Every stone arrives with a verifiable report from a leading laboratory - GIA, HRD, or AGS - chosen for whichever grades the stone most rigorously. We never accept lenient certs.

Triple Excellent on rounds

Excellent Cut, Excellent Polish, Excellent Symmetry - the benchmark for brilliance. Fancy shapes are vetted to comparable proportion standards.

Conflict-free provenance

Kimberley Process compliant, sourced through long-standing trade partners with documented chain of custody.

Full disclosure

Every cert, every measurement, every plot is shared in full with our clients. Nothing is hidden, nothing is hedged.

The 4 Cs

Diamonds are graded across four characteristics - Carat, Color, Clarity, and Cut. Of these, Cut is the only one that depends on the cutter's skill rather than the rough; the other three are intrinsic to the stone.

Carat - weight, not size

1 carat (ct) = 200 mg (0.2 g) = 100 points. Carat is weight, so two stones at the same carat can look different sizes depending on cut depth. Common trade ladder: 0.30 · 0.50 · 0.70 · 1.00 · 1.25 · 1.50 · 2.00 · 3.00+. The whole and half-carat marks ("magic sizes") carry a 5-15% premium over the carat just below - a 0.99ct is structurally identical to a 1.00ct but often 10% cheaper.

Color - D through Z

The GIA scale runs from D (absolutely colorless, rarest) to Z (light yellow). Below Z, the diamond moves into the fancy-color scale (see below). The shift across the scale is gradual - most untrained eyes can't tell D from G, but H from K is visible side by side.

GradeBandTrade notes
D-FColorlessPremium tier. Face-up white in any metal.
G-JNear colorlessSweet spot for value. Reads white in white metals.
K-MFaintWarm tint visible. Pairs well with yellow / rose gold.
N-RVery lightYellow tint apparent face-up.
S-ZLightDistinct yellow. Below Z = "fancy yellow."

Clarity - FL to I3

Graded under 10× magnification by trained graders. Position of an inclusion matters as much as the grade - a central SI1 is more visible than a girdle-edge SI2.

GradeMeaningTrade notes
FLFlawlessNo inclusions or blemishes under 10×. Investment tier.
IFInternally flawlessSurface blemishes only; no internal inclusions.
VVS1 · VVS2Very very slight inclusionsHard to find at 10× even by trained graders.
VS1 · VS2Very slightEye-clean; visible at 10× but not face-up.
SI1 · SI2Slight inclusionsSweet spot. Often eye-clean depending on position.
I1 · I2 · I3InclusionsVisible to the unaided eye. Generally avoided for retail.

Cut - proportions, symmetry, polish

The most important C for brilliance. GIA grades cut for round-brilliants as Excellent · Very Good · Good · Fair · Poor. "Triple Excellent" = Excellent Cut + Excellent Polish + Excellent Symmetry - the benchmark for top-tier rounds, commanding 5-10% premium over single-Excellent.

Excellent cut

Light enters the table, reflects off the pavilion at the critical angle, and exits the top as fire and brilliance.

Poor cut

Light enters but leaks out the pavilion bottom - the stone looks dark and "lifeless" face-up.

Fancy shapes are not Cut-graded by GIA. They receive only Polish + Symmetry grades. Judge cut quality on fancy shapes via L/W ratio (see Shapes below), table %, depth %, bow-tie severity (ovals/pears/marquises), and window / fish-eye effects on shallow stones.

The 0.95 vs 1.10 rule. A 0.95ct Triple-Excellent round will look bigger and brighter than a 1.10ct Good-cut - and cost less. Cut quality is the only C that can't be compensated for by the setting.

Shapes & cut styles

Diamonds are cut in brilliant, step, or mixed styles. Brilliant cuts (round, oval, pear, marquise, heart, cushion, radiant) prioritise fire and scintillation. Step cuts (emerald, asscher, baguette) emphasise clarity and a "hall-of-mirrors" optical effect.

Round Brilliant

58 facets. The benchmark for brilliance and ~75% of diamonds sold.

L/W 1.00

Oval

Elongated brilliant. Face-up larger than an equal-carat round. Watch for bow-tie.

L/W 1.35-1.50

Pear

Teardrop with rounded shoulders and a pointed tip. Point worn down toward fingertip.

L/W 1.45-1.55

Cushion

Pillow-square with bulging sides and rounded corners. "Crushed-ice" or "chunky-flash" facet styles.

L/W 1.00-1.15

Emerald

Rectangular step cut with cut corners. "Hall-of-mirrors" flash; shows inclusions - buy VS2+ to stay eye-clean.

L/W 1.30-1.45

Asscher

Square step cut with Art Deco geometry. Same eye-clean caveat as emerald - bottom-tier clarity shows.

L/W 1.00-1.05

Marquise

Lens shape with two pointed ends. Gives the largest face-up size per carat of any cut.

L/W 1.85-2.10

Heart

Symmetric two-lobed brilliant. Lobe symmetry is critical - uneven hearts read as flawed.

L/W 0.95-1.05

Radiant

Octagonal outline with brilliant faceting. Combines emerald's shape with round-brilliant fire.

L/W 1.00-1.50

Princess

Square brilliant with sharp corners. Set with protective V-prongs to prevent corner chipping.

L/W 1.00-1.05

Fancy color diamonds

Below Z on the regular color scale, or in any non-yellow/brown hue, diamonds are graded on the fancy color scale. Color is evaluated on three axes: hue (the actual color), tone (lightness/darkness), and saturation (intensity of the hue).

GIA intensity scale

Reads left to right from least to most saturated. The same hue at "Fancy Vivid" can cost 5-10× the price of "Fancy Light."

Color families

Approximate hue palette below. Actual stones vary by tone + saturation. Many fancy colors result from trace elements (boron → blue, nitrogen → yellow), structural defects (pink, brown), or natural irradiation (green).

Yellow

Nitrogen-rich (Type Ia). Most common fancy color.

Brown

Marketed as Champagne or Cognac. Plentiful supply.

Pink

Plastic deformation. Argyle mine (closed 2020) drove supply.

Blue

Boron-rich (Type IIb). Rare and conductive.

Green

Natural radiation exposure. Often surface-only - origin matters.

Orange

Nitrogen + structural. Pure orange is exceptionally rare.

Red

The rarest. Fewer than 30 GIA-certified pure reds exist.

Purple / Violet

Plastic deformation + hydrogen. Often modified pink-purple.

Gray

Hydrogen-rich. Often blue-gray or violet-gray modified.

Black

Heavy graphite inclusions. Opaque; not transparent like other fancies.

Natural vs treated color

Many off-white diamonds are treated to enhance or change color. Common methods:

  • HPHT (High Pressure / High Temperature): turns brownish stones near-colorless, or saturates fancy yellows/greens. Permanent. Must be disclosed on cert.
  • Irradiation: gamma-ray or electron-beam exposure produces blues, greens, and (with annealing) other colors. Permanent. Must be disclosed.
  • Coating: thin film of color applied to the pavilion. Not durable; cleans off. Must be disclosed.

Natural-color stones command a steep premium over treated equivalents - often 3-10× depending on hue. Always require origin-of-color disclosure on the cert.

Type IIa diamonds

Fewer than 2% of all natural diamonds qualify as Type IIa - the chemically purest form of diamond, with no measurable nitrogen impurities. They are also the most highly prized. Many of the world's most famous historical stones are Type IIa: the Cullinan, the Koh-i-Noor, the Lesedi La Rona, the Graff Pink (a rare Type IIa pink).

What makes them rare

Most diamonds (Type Ia) contain trace nitrogen aggregated through the crystal lattice. Type IIa stones formed under conditions that excluded nitrogen almost entirely - they are essentially pure carbon. The result is a stone that often face-up brighter than its color grade alone would predict, with exceptional optical transparency to UV.

How they're identified

  • UV transparency - Type IIa diamonds transmit short-wave UV light (most diamonds absorb it). A short-wave UV lamp gives an initial screening.
  • Fluorescence - typically inert (None) under long-wave UV.
  • FTIR spectroscopy - Fourier-transform infrared spectroscopy is the definitive lab test; checks for the absence of nitrogen absorption peaks.
  • GIA Type IIa Verification - issued as a separate document or noted in the Comments section of the main grading report.

Trade value

FactorType Ia (~98% of natural)Type IIa (<2%)
Nitrogen contentPresent (aggregated)Virtually none
UV transparencyAbsorbs short-wave UVTransmits short-wave UV
FluorescenceOften blueUsually inert
Premium vs comparable Type Iabaseline+15-30%
Historical association-Most famous historical diamonds
Always request type confirmation when buying premium colorless stones (D-F, VS+ clarity). The wholesale price difference is significant, and the same physical stone with a Type IIa designation re-sells at a much stronger price point.

Fluorescence

About 25-35% of natural diamonds fluoresce under long-wave UV (commonly blue). GIA grades fluorescence as None · Faint · Medium · Strong · Very Strong.

In a D-F stoneIn a G-J stoneIn a K-M stone
Slight discount; "Strong Blue" can cause an oily / hazy look in sunlight (the "overblue" effect). Roughly neutral. Doesn't materially affect appearance or price. Often a plus - blue fluorescence masks faint yellow tint, making the stone face-up whiter.

Test in daylight + UV before buying. Maybe 1 in 10 strong-fluorescent stones shows the haze problem; the rest are fine.

Treatments & enhancements

All treatments must be disclosed on the cert. Treated stones are legitimate inventory at the right price - but never sell as natural.

TreatmentTargetsPermanenceTrade impact
HPHTColor: brownish → near-colorless; or saturates fancy yellows/greensPermanent~30-50% discount vs natural-color equivalent
IrradiationColor: produces blue, green, sometimes other huesPermanent~50-70% discount vs natural fancy color
Laser drillingClarity: removes dark crystal inclusions via drilled channelPermanent (channel visible at 10×)~10-20% discount
Fracture fillingClarity: glass fills feathers/cracks to improve clarity appearanceReversible (heat / acid)~30-40% discount; not GIA-graded
CoatingColor: pavilion film changes apparent colorNot durableHeavily discounted; rarely retail-grade

Certifications

Always trade on cert. Without one, every stone is a guess. The major labs differ in grading strictness and what they grade.

LabHeadquartersStrictnessTrade notes
GIAUSAStrictestThe gold standard. Highest re-sale recognition. Grades all 4 Cs + plot.
AGSUSAStrict, cut-focusedLight-performance based cut grade. Closed grading lab 2022; legacy certs only.
HRDBelgiumSlightly looser than GIAEuropean trade standard. Often 1 grade higher on color vs GIA for the same stone.
IGIBelgium / India / USALooser than GIAWide global presence, mainstream retail acceptance. Grades often run 1 level above GIA on color or clarity.
EGLVarious (no single entity)Most lenientGrades often 2 levels above GIA. Discount accordingly.

What's on a cert

  • Report number (unique, verifiable via lab's online lookup)
  • Shape + measurements (mm × mm × mm)
  • Carat weight
  • Color + clarity grades
  • Cut grade (rounds only) + Polish + Symmetry
  • Fluorescence
  • Inclusion plot (clarity diagram)
  • Proportions diagram (table %, depth %, crown angle, pavilion angle, etc.)
  • Comments (laser inscriptions, treatments, origin claims)

Always verify the cert. GIA: gia.edu/report-check · IGI: igi.org/reports · HRD: hrdantwerp.com.

How to read a diamond report

A GIA report (or any major lab cert) is a structured technical document. Each section answers a specific question about the stone. Here's the trader's read.

1 · Header

FieldWhat it tells you
Report numberUnique 9-10 digit identifier. Verifiable on the lab's online lookup. Always cross-check before purchase.
Grading dateWhen the stone was graded. Reports older than 5-10 years may warrant re-grading, especially if the stone has changed owners.
Shape & cutting stylee.g. "Round Brilliant", "Pear Modified Brilliant", "Emerald Step Cut". The cutting style modifier matters for fancy shapes.

2 · Measurements

Three numbers in millimetres: length × width × depth. For round brilliants the report shows min-max diameter (round stones aren't perfectly circular). Compute L/W ratio yourself and cross-check against the shape's ideal range.

3 · The 4 Cs panel

  • Carat weight - two decimal places (e.g. 1.07 ct)
  • Color grade - D through Z (or fancy color hue + intensity)
  • Clarity grade - FL through I3
  • Cut grade - Excellent / Very Good / Good / Fair / Poor (rounds only; fancy shapes are not cut-graded)

4 · Additional grading information

  • Polish - surface-finish grade
  • Symmetry - facet-alignment grade
  • Fluorescence - strength + colour (e.g. "Medium Blue"). Read against the stone's color band - see the Fluorescence section.

5 · Proportions diagram

A side-view illustration of the stone with the key proportions labelled. Watch these:

MetricExcellent-cut ideal (rounds)
Table %54-58%
Depth %59-62.5%
Crown angle33.7°-35.8°
Pavilion angle40.6°-41.0°
Girdle thicknessThin to Slightly Thick
CuletNone or Very Small

6 · Clarity plot

Top + side-view diagrams of the stone with inclusions and blemishes marked. Red marks are internal inclusions; green marks are external blemishes (naturals, polish lines). Two stones with the same clarity grade can read very differently depending on where the marks sit - always check the plot, not just the letter.

7 · Comments - always read this section

The plain-English notes the lab adds. Look for:

  • Treatments - HPHT, irradiation, fracture filling, laser drilling. F. BINSABBAR rejects all of these.
  • Type IIa designation - premium chemical purity (see the Type IIa section above).
  • Additional clouds / pinpoints - "Additional pinpoints are not shown" or "Clarity grade is based on clouds that are not shown" - both mean there's more in the stone than the plot reveals.
  • Surface graining / internal graining - affects optics in extreme cases.

8 · Inscription

Most GIA-certified stones have the report number laser-inscribed on the girdle (visible under 10× magnification). Match the inscription to the report number - that's how you confirm the cert is for this stone, not a different stone with a fraudulently-attached cert.

9 · Security features

  • Holographic security pattern visible at angles
  • Microprint that becomes visible under magnification
  • QR code linking to the lab's verification page
Verify three things on every cert. 1) The report number checks out on the lab's official lookup. 2) The laser inscription on the stone matches the report number. 3) The Comments section is read end-to-end - treatments and clarity-grade caveats live here.

Inclusions & the plot

The plot on a cert is a top-and-bottom-view diagram of the stone with inclusions marked. Red = internal inclusions; green = external blemishes.

Common inclusion types

TypeWhat it isSeverity
CrystalMineral crystal trapped inside (garnet, olivine, another diamond)Visibility depends on color + position
FeatherCrack or break inside the stoneDurability risk if near girdle or extending to surface
CloudCluster of pinpoints making a hazy areaCan dampen brilliance even when "eye-clean"
NeedleThin long crystalUsually invisible face-up
PinpointTiny single crystal pointGenerally negligible
CavityOpen hole on the surfaceDirt trap; mark down
KnotCrystal that breaks the surfaceCan chip; durability concern
Twinning wispInternal growth distortion lineUsually invisible
Indented naturalOriginal rough surface left on cut stoneCosmetic only; girdle-only is fine

Reading the plot

The plot is a top + side view diagram showing where inclusions sit. Position matters as much as size - two SI1 stones can look very different.

Center-table inclusions show. Crown and girdle inclusions usually don't. Plus - anything sitting in the pavilion reflects up through the table, so a "hidden" feather near the bottom can appear in multiple places face-up. Always check the plot, not just the grade letter.

View available stones

Our live diamond inventory through FB Ambassadors.

Every loose stone in our atelier is catalogued in real time inside the FB Ambassadors operations app - full 4 Cs, GIA / HRD / AGS report number, measurements, plot, fluorescence, and current reservation status. The list updates the moment a stone is acquired, reserved, or set into a Creation.

  1. Open FB Ambassadors on the showroom iPad or your phone.
  2. Go to Catalogue → Diamonds.
  3. Filter by shape, carat, color, clarity, cut, or certificate. Tap any row to see the full report and plot.
  4. Status legend: Available · Linked (set into a piece) · Reserved (held for a client).

Don't have FB Ambassadors access? Email concierge@fbinsabbar.com and we'll set you up.

Trader Access Only

Trader Access

Live Diamond & Metals pricing for our trade partners.

Indicative per-carat prices across the full GIA matrix - instant calculations by shape, color, clarity, cert, and L/W ratio - plus live SAR per-gram for 24k / 18k gold, platinum 999 / 950, and fine / sterling silver. Access is reserved for verified F. BINSABBAR trade partners.

Trader access requires an approved account - sign-in is enforced. New partners, email the concierge for setup.